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    Inside the Vault: An Overview of the Federal Reserve and Strategic Considerations for Lenders and Issuers

    March 31, 2026 | Finance Industry Blogs

    The Federal Reserve, which serves as the nation’s central bank, is set to undergo a major leadersh...

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    Shadow Banking and Private Credit: What It Is, Why It’s Used, and Why It’s in the News

    March 10, 2026 | Finance Industry Blogs

    You have probably seen “shadow banking” and “private credit” splashed across recent financia...

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    Credit Bureau Pulls in Employment: State Law Limitations and Their Effect on Motor Vehicle Records

    February 13, 2026 | Publications

    Effective April 18, 2026, New York State employers will be restricted from obtaining or using a “c...

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    Lessons and Takeaways from Recent FDIC Enforcement Actions

    December 3, 2025 | Finance Industry Blogs

    On October 31, 2025, the Federal Deposit Insurance Corporation (FDIC) released its list of enforceme...

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    New Arkansas Law Expands Consumer Fraud Protections and Imposes Strict Requirements on Crypto Kiosks

    November 11, 2025 | Publications

    Arkansas House Bill 1467 (HB1467), enacted into law in April of 2025, introduced a number of new mon...

    Bill Introduced to Increase Reporting Thresholds Under the Bank Secrecy Act

    November 7, 2025 | Finance Industry Blogs

    On October 21, 2025, the Senate Committee on Banking, Housing, and Urban Affairs introduced S.B. 301...

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    FDIC Modifies Its Examination Manual to Remove Disparate Impact Liability, in Line with Recent Executive Order

    September 18, 2025 | Finance Industry Blogs

    The Federal Deposit Insurance Corporation (FDIC) announced in a Financial Institution Letter (FIL-41...

    Extended 1071 Rule Compliance Deadlines Still Stand, but New CFPB Rulemaking Planned

    September 15, 2025 | Finance Industry Blogs

    On June 18, 2025, the Consumer Financial Protection Bureau (CFPB) published an interim final rule ex...

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    Recent Trends in FDIC Consumer Compliance Examinations and Complaints

    August 13, 2025 | Finance Industry Blogs

    The Federal Deposit Insurance Corporation (FDIC) recently released its Consumer Compliance Superviso...

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    Texas Court Vacates CFPB’s Medical Debt Rule: Lender and CRA Takeaways

    August 6, 2025 | Finance Industry Blogs

    On July 11, 2025, the U.S. District Court for the Eastern District of Texas vacated the Consumer Fin...

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