Banking On It
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What Banks Need to Know About the Main Street Capital Access ActApril 2, 2026 | Finance Industry Blogs
On January 7, 2026, Representative J. French Hill (R-AR) introduced H.R. 6955, the Main Street Capit...
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Inside the Vault: An Overview of the Federal Reserve and Strategic Considerations for Lenders and IssuersMarch 31, 2026 | Finance Industry Blogs
The Federal Reserve, which serves as the nation’s central bank, is set to undergo a major leadersh...
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Letters of Credit: A Strategic Tool for Community and Regional BanksMarch 17, 2026 | Finance Industry Blogs
For community and regional banks, letters of credit remain one of the most valuable and often undera...
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Shadow Banking and Private Credit: What It Is, Why It’s Used, and Why It’s in the NewsMarch 10, 2026 | Finance Industry Blogs
You have probably seen “shadow banking” and “private credit” splashed across recent financia...
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Lessons and Takeaways from Recent FDIC Enforcement ActionsDecember 3, 2025 | Finance Industry Blogs
On October 31, 2025, the Federal Deposit Insurance Corporation (FDIC) released its list of enforceme...
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Bill Introduced to Increase Reporting Thresholds Under the Bank Secrecy ActNovember 7, 2025 | Finance Industry Blogs
On October 21, 2025, the Senate Committee on Banking, Housing, and Urban Affairs introduced S.B. 301...
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FDIC Modifies Its Examination Manual to Remove Disparate Impact Liability, in Line with Recent Executive OrderSeptember 18, 2025 | Finance Industry Blogs
The Federal Deposit Insurance Corporation (FDIC) announced in a Financial Institution Letter (FIL-41...
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Extended 1071 Rule Compliance Deadlines Still Stand, but New CFPB Rulemaking PlannedSeptember 15, 2025 | Finance Industry Blogs
On June 18, 2025, the Consumer Financial Protection Bureau (CFPB) published an interim final rule ex...
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Recent Trends in FDIC Consumer Compliance Examinations and ComplaintsAugust 13, 2025 | Finance Industry Blogs
The Federal Deposit Insurance Corporation (FDIC) recently released its Consumer Compliance Superviso...
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Texas Court Vacates CFPB’s Medical Debt Rule: Lender and CRA TakeawaysAugust 6, 2025 | Finance Industry Blogs
On July 11, 2025, the U.S. District Court for the Eastern District of Texas vacated the Consumer Fin...
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Disparate Impact Discrimination in AI Underwriting Alleged Against Student Loan CompanyAugust 4, 2025 | Finance Industry Blogs
On July 10, 2025, the Massachusetts Attorney General’s Office (AGO) reached a $2.5 million settlem...
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GENIUS Act to Create Legal Framework for Stablecoin IssuersJuly 18, 2025 | Finance Industry Blogs
On June 17, the U.S. Senate voted 68-30 to pass the Guiding and Establishing National Innovation for...